Attention homeowners in Danville and Contra Costa County: Need an appraisal?
The top 7 reasons CA homeowners hire Horewitz Valuation Services:
Do you own a home in or near Danville? Do you need help determining the price of your real estate?
At Horewitz Valuation Services, we understand the special needs of a customer in need of appraisal services. Our regular business clients are used to the appraisal process and the customary "products" we deliver to them. As our client, you can expect extra guidance and explanations through the appraisal process to understand what we do and how we document our conclusions. For Sale By Owner/Pre-Listing ServicesSince you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your home's price, and not just you saying how much you think your house is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value estimation than yours. PMI Removal AppraisalsPMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. Horewitz Valuation Services is seasoned in helping folks just like you abolish undesirable PMI insurance. Challenging Contra Costa county's assessment of your propertyYour local tax assessor may have your house overvalued if you live in a local area that is going down or not appreciating as much as other houses close to yours. This only means you are paying higher taxes than you should be paying. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from Horewitz Valuation Services is your number one weapon when challenging your property tax assessment. Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can this be troublesome from a cash flow angle, and damaging to your credit score since it may appear as though that credit line is maxed out. An appraisal from Horewitz Valuation Services can help you reinstate your HELOC. Need Field and Desktop Appraisal Review Services?Do you need a seasoned expert to double-check your appraisal for efficiency, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables in question. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal report? We can We can assist you Even though this is usually requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your house. |